Archive for category Car Insurance Quotes

Does leasing a car affect insurance more than financing?

Posted by admin on Wednesday, 9 November, 2011

Question by justplaintravis: Does leasing a car affect insurance more than financing?
So because I don’t technically own the car, will leasing a new car be more expensive than buying a new car… insurance wise? Or is there a negligable diffenence?

Best answer:

Answer by ♪╝]┌♀£♀ªª¢►►►
Yes & No. It all depends, but I think is the same, if not is different.

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Q&A: Would anybody please tell me what do I have to do to become a car insurance broker?

Posted by admin on Tuesday, 8 November, 2011

Question by Armani Arif: Would anybody please tell me what do I have to do to become a car insurance broker?
I am interested in car insurance industry and would like to become an insurance broker. I don’t know the course or the line to follow.

Best answer:

Answer by Christelle Brown
This should help you:

http://www.ehow.com/how_5723452_become-car-insurance-broker.html

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Q&A: Why is car insurance premium expensive than a home insurance policy ?

Posted by admin on Tuesday, 8 November, 2011

Question by John P: Why is car insurance premium expensive than a home insurance policy ?
Can someone explain in brief as why the auto(car) insurance for every 6 months is HIGHER compared to a home(townhome) insurance for 6 months.

When it comes to price – car is 20K and home is 200K

Best answer:

Answer by v b
Cars have wheels and can get in accidents.

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Q&A: What are the benefits of Antique Car Insurance?

Posted by admin on Tuesday, 8 November, 2011

Question by Perchy: What are the benefits of Antique Car Insurance?
Or Collectible Car Insurance, whatever you want to call it. And is it cheaper than typical insurance? (Though I doubt it)

Best answer:

Answer by MSAD
If you own an antique car that is fully restored….a big difference.

With a stated value policy (which is what most antique cars are insured under) the vehicle is appraised and a value determined before the car is damaged. You have the appraisal done by an expert in antique cars.

If you do not have a stated value policy and the car is damaged and deemed a total loss, the car is evaluated on it’s year/make/model. Not as a restored “antique”. Additionally, depending on what type of car you have, the auto policy may exclude coverage for specialty paint jobs.

In essence, you could get less money if the car were deemed a total loss and was not insured as an antique vehicle.

If you took the time and money to properly restore an antique vehicle….take the time and money to get it properly insured.

Know better? Leave your own answer in the comments!


When you have a deductible with car insurance, who do you pay the deductible to after getting into an accident

Posted by admin on Monday, 7 November, 2011

Question by babygirl69555: When you have a deductible with car insurance, who do you pay the deductible to after getting into an accident
I was in a car accident with a hit and run driver and I have collision with a 500 deductible. So when and to who do I pay my deductible to? And who does my insurance pay their portion to; me or the repair shop for the repairs on my car??

Best answer:

Answer by sillyone
You have to pay the deductible to your insurance company.
Usually, the insurance company sends you a check to have your car repaired.

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