Question by Ceekay: How do i write a letter of holding a person reliable for my car damages to send to his car insurance?
I was in a car accident, my car was hit from behind & now i need to claim for the damages from this guys insurance company. I have never been in a car accident before, his insurance company has asked me to forward a letter satting that i’m holding him reliable for the damages. I’m not sure how to write it. Can some one give me an example? would higly appreciate it 
Best answer:
Answer by Marishka
Write about the facts: the date of the accident, how did it happen, where, who is responsible, and who is to blame. Was the police present at the place of the accident? If it was, mention that too.
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Question by Louie: I been in a car accident with no car insurance, so I want to know how much should I pay the person who’s suing?
I was in a car accident with no insurance and they claim I owed over $ 6,000. I end up talking it down to $ 3,000 even. I wanted to know did I over paid or was that a fair amount. The person had whiplash and received treatment and the car was damage at the rear end.
Best answer:
Answer by I Love Star
STATE FARM IS THERE
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Question by KrisC: What to do when the other person doesnt have car insurance?
Back in December a friend of mine backed into my car while drinking. he did not have insurance and still does not. i told him i wouldnt do anything as long as he fixed the dent. he has still yet to fix and is trying to get away with not fixing it. what should i do? small claims court?
Best answer:
Answer by hebb
Do you have uninsured motorists coverage? Or if your car was parked when it got hit, ask your insurance company if comprehensive might cover it.
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Question by kaisergirl: Can a person unrelated to others they live with be added on to the family’s car insurance?
My college aged daughter thinks she can get car insurance on the policy with her boyfriend and his parents- is she right?
Best answer:
Answer by Secret Agent of God (BWR)
Actually, I believe the insurance company would say it’s required. However, I doubt they can enforce that.
But, yes. She can be added.
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Question by west_philly_05: Can a person be added to a car insurance without being listed as the driver?
I’m going to be getting a car soon, and I don’t make enough to pay for car insurance on my own. I need to know is it possible for my parents to put the car im driving on their insurance, but not have me listed as the driver, because if they do their insurance can go up extremely since i’m under 25.
Best answer:
Answer by Dina M
I hate to say it but its considered illegal to do that (its insurance fraud) You would have to “sell” your car to your parents, have it remain at their house and you would need to be listed as a driver. If you arent listed as a driver and you have a loss not only does that give the insurance company grounds to decline any claim that may arise and leave you in more dire financial need then you are now, it gives them grounds to cancel your parents insurance for non-disclosure of information and be criminally penalized 
This is turn would cause your parents a big hassle in obtaining other insurance as a record is kept and usually when a new policy is signed an insurance history report is pulled. Something like being cancelled for non-disclosure can cause them to be insured by a residual insurance company that covers high risk and premiums for this are usually about triple normal rates. I wouldnt risk it because its very easy for an insurance company to put surveillance on someone and that could not be fun Youre best bet is to insure it yourself, and I hate to say it but if you cant afford it maybe buying a vehicle should be put off, just for yours and your parents safety, or try and find another source of income, second job or something that could earn you enough to cover your premiums. Good luck I hope you make the right choice
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