Car Insurance

by jessica mullen

So, who really needs 1 month car insurance?  This is a common question in FAQs that you will find in websites of car insurance agents. It is indeed a good value product that is customized for a specific market niche.

Therefore, if you fall under the following car users, then you need to buy 1 month car insurance:

Renting a car- Renting a car would often transfer the burden of any risks on the road to the driver. Yet in most cases you will find the car rental agency not providing a comprehensive car insurance cover. It would not make sense to purchase comprehensive year long car insurance. Instead, you would rather buy 1 month car insurance. This type of car insurance can be tailored to meet your needs. You can get the cover of the value that you want and include other benefits such as life insurance.

Visiting other states shortly- Because of legal differences between states it is advisable that you buy short lived one month car insurance when traveling to a neighboring state. This most applies to those who do not travel as often to the stated being visited. In most cases, this insurance can be bought at the border point.

Borrowing a friend’s car- Where a friend has lent you a car, again it might not have a cover that meets your desires. It therefore necessary that you up the cover by buying 1 month insurance cover that would meet your needs for only the period when you have the car in your passions.

Between warehouse and insurance agent: while some car dealers may arrange for car insurance to be provided before you drive away from the warehouse, it may be better to buy from your agent. However, because of issues of transfer of ownership, this may take a while from the point of buying the car from the point where your agents get the cover. It is in such situations that 1 month car insurance would be ideal.

Planning to sell your car soon- If you have a car that you plan to sell soon, then you would rather pass that cost to the new owner. A temporary car insurance that lasts about a month should be adequate.

When not having adequate funds- A comprehensive car insurance that covers a year may be expensive to afford. A temporary cover can keep you going and buying at a fee you can afford.

Related Car Insurance Articles

by Torley

What Coverage Would Fit for Used Car Insurance?

Automobile insurance is something every car owner or driver should have because the law dictates it. Insuring new vehicles would not be a difficult job because normally, owners would want their newly-bought automobiles safe and protected from any unfavorable circumstances. However, for those who can only afford used cars, auto insurance may be a little complicated, thus it needs to be explained. Taking a look at some auto coverage quotes might be a good point to start before choosing the type of used car insurance for your car.

Liability insurance – In case you are involved in a car accident and you have damaged people and property, liability insurance will pay the required parties. This type of coverage is required for all types of vehicles, whether for an old or a new car.

Collision and comprehensive insurance – Unlike liability insurance, collision and comprehensive auto insurance are not required from auto owners and can be helpful for other specific instances. Collision coverage helps repair or replace your vehicle if you have initiated an accident. Comprehensive coverage, on the other hand, protects the vehicle from instances aside from auto accidents such as weather damage, theft, vandalism and others.
Actually, there are four types of vehicle insurance including medical, PIP, and no-fault insurance as well as uninsured/underinsured insurance; however, these have nothing to do with the vehicle, which is the primary concern of this discussion.

As stated earlier, owning a used car is different from having a new car, especially when it comes to applying for the right policy. Liability used car insurance is required by the law, and so used vehicle owners should not forget to apply for this after buying their vehicle. On the other hand, they can decide whether they are going to apply for collision and comprehensive insurance, too. Unlike the first one, these two are not required, and may only depend on the needs of their vehicle. A newer vehicle more prone to vandals or theft might need a comprehensive used car insurance to make sure your car gets maintained. It may also need collision coverage so that it can be repaired or replaced in case of an accident.

Conversely, an older car might not need a collision or comprehensive coverage anymore because monthly payments might enable the owner to buy a brand new car instead. Oftentimes, used car drivers’ only concern is the payments they will be liable for in an accident. They might as well save their money to buy a new car than to apply for irrelevant auto insurance. Bottom-line, the type of used auto insurance depends on the needs and condition of the car.

More Car Insurance Articles

Question by Vallon: How much would car insurance cost for me?
Im seventeen.
And female.
The car is a black 94 Jetta standard (if that has anything to do with it)
Im just confused about insurance. People are saying it would be very expensive but I turn 18 in a month should I wait until then?
Also people say insurance is cheaper for girls. Is this true?
And what insurance company is cheapest?

Best answer:

Answer by Jack R
Well you might get discount for having a safe and fuel efficient car. It will be expensive but the rate won’t go down untill you are around 25 so don’t wait. Plus they want you to have experience. Insurance is cheaper for girls (lucky you). And insurance companies rates varry from state to state depending upon a lot of an ares characteristics. You just gotta call around the companies and get quotes.

What do you think? Answer below!

by juggernautco

Question by Kayley Robertson: How would a car insurance company know if i had a claim on previous insurance policy?
As above, i claimed on my existing car insurance policy about 2 years a go now. When getting new quotes they ask if i’ve had any claims in the past 3 years (which i have). But just wondering how would my new insurance company know either way if i put ‘no claims’. Surely if they were all on one database they wouldnt be asking me in the first place?! Would they check for any reason? And what would happen if i was found out? Thanks.

Best answer:

Answer by Flower Child
They share such information with one another. If you try lying about it they will also know that information, i.e. that you are a dishonest person.

What do you think? Answer below!